Why Disability Insurance?
  • Just over 1 in 4 of today's 20-year olds will become disabled before they retire.
  • Less than 5 percent of disabling accidents and illnesses are work- related. The other 95 percent are not, meaning Worker's Compensation doesn't cover them.
  • The average monthly benefit paid by social security disability in 2014 was $1,146.

​The Importance of Disability Insurance

Why LTD Insurance?

Enroll For LTD Insurance
This web site is not a legal document.  This web site is not a guarantee of coverage, eligibility, or provider status and is designed for informational illustration only.  Benefits outlined on this web site are subject to change at any time.  Please consult your benefit plan provider(s) or administrator(s) for legal documents regarding your plan and to check coverage and/or eligibility. LBG Advisors does not provide tax or legal advice. Please consult your legal and tax advisor.