Long-Term DisabilityThe Long Term Disability, Life and Accidental Death and Dismemberment coverage and associated services are provided by The Standard Insurance Company and it's affiliated entities.
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The StandardFor more information or questions about your claim status, please call The Standard at (800) 368-1135. For questions regarding your claims please contact LBG Advisors claims support:
Claims Support
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(1) Premier PlanGroup Policy #753380
Monthly Benefit 60 percent of your monthly predisability earnings, reduced by deductible income (e.g., work earnings, workers’ compensation, state disability, etc.) Maximum Monthly Benefit $7,500 before reduction by deductible income Minimum Monthly Benefit $100 or 10% Benefit Waiting Period For Disability arising out of or in the course of your employment for wage or profit: 180 days For all other Disabilities: 30 days Life Coverage Amount Your Life coverage amount is $20,000. AD&D Coverage Amount For a covered accidental loss of life your AD&D coverage amount is $30,000. For other covered losses, a percentage of this benefit will be payable. Age Reductions Life and AD&D insurance coverage amounts reduce by 35 percent at age 70, and by 50 percent at age 75. Dependents Life Coverage Amount The Dependents Life coverage amount for your eligible spouse/domestic partner is $2,000. The Dependents Life coverage amount for each of your eligible children is $2,000. (2) Premier Plus PlanGroup Policy #753380
Monthly Benefit 66 2/3 percent of your monthly pre-disability earnings, reduced by deductible income (e.g., work earnings, workers’ compensation, state disability, etc.) Maximum Monthly Benefit $7,500 before reduction by deductible income Minimum Monthly Benefit $100 or 10% Benefit Waiting Period For Disability arising out of or in the course of your employment for wage or profit: 180 days For all other Disabilities: 30 days Life Coverage Amount Your Life coverage amount is $30,000. AD&D Coverage Amount For a covered accidental loss of life your AD&D coverage amount is $30,000. For other covered losses, a percentage of this benefit will be payable. Age Reductions Life and AD&D insurance coverage amounts reduce by 35 percent at age 70, and by 50 percent at age 75. Dependents Life Coverage Amount The Dependents Life coverage amount for your eligible spouse/domestic partner is $2,000. The Dependents Life coverage amount for each of your eligible children is $2,000. |
Filing a ClaimHow Do I File A Claim?
It is your responsibility to ensure that all portions of the claim form are completed and submitted to The Standard. To file a claim online, go to www.standard.com to begin the claim process. To contact The Standard Insurance Company and inquire claim status, please call the Long Term Disability Claim Intake Status at (800) 368-1135. To file the claim by mail, download the PDF below and mail or fax to the follow location: Completed forms may be mailed to: Standard Insurance Company P.O. Box 2800 Portland, OR 97208 Or if you prefer, you may fax completed forms to our office at 971.321.8400. |
This web site is not a legal document. This web site is not a guarantee of coverage, eligibility, or provider status and is designed for informational illustration only. Benefits outlined on this web site are subject to change at any time. Please consult your benefit plan provider(s) or administrator(s) for legal documents regarding your plan and to check coverage and/or eligibility. LBG Advisors does not provide tax or legal advice. Please consult your legal and tax advisor.
