PSEII BENEFITS
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Long Term Disability
Firefighter Plan

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Why Disability Insurance?
  • Protect your most important asset (hint... it's you!)
  • Just over 1 in 4 of today's 20-year-olds will become disabled before they retire.
  • Less than 5 percent of disabling accidents and illnesses are work-related.
  • Worker's Compensation doesn't cover the majority of work-related injury costs.
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Firefighters Plan

Group Policy #753380

Monthly Benefit
60 percent of your monthly pre-disability earnings, reduced by deductible income (e.g., work earnings, workers’ compensation, state disability, etc.)

Maximum Monthly Benefit
$7,500 before reduction by deductible income

Minimum Monthly Benefit
$100 or 10%

Benefit Waiting Period
For Disability arising out of or in the course of your employment for wage or profit: 180 days For all other Disabilities: 30 days


Life Coverage Amount
Your Life coverage amount is $5,000.

AD&D Coverage Amount
For a covered accidental loss of life your AD&D coverage amount is $5,000. For other covered losses, a percentage of this benefit will be payable.

Age Reductions
Life and AD&D insurance coverage amounts reduce by 35 percent at age 70, and by 50 percent at age 75.
Firefighter Plan - Benefits at a Glance
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  • Home
  • Long Term Disability
    • Long Term Disability
    • Firefighters LTD
    • File a Claim
  • AFLAC For Law Enforcement
  • Long Term Care
    • Long Term Care
    • File a claim
  • Contact