Special Coverages Available to All WACOPS Members
Open Enrollment: November 1st to the 30th 

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Why should you consider supplemental coverage?
As a law enforcement professional, you face risks every day both on and off duty. While your regular insurance covers medical care, it doesn’t always cover everything else that comes with an injury, hospital stay, or serious diagnosis. That’s where Aflac supplemental coverage comes in. These plans are designed specifically with law enforcement in mind that pay cash benefits directly to you, helping cover the real-life expenses that can pile up when you’re focused on recovery. For example, for things like lost overtime, travel for treatment, childcare, or household bills. During Open Enrollment in November, WACOPS members have guaranteed access to Aflac’s Hospital Indemnity, Accident, and Critical Illness plans, no health questions or medical exams required. These coverages and low-cost plan options are brought to you by WACOPS wholly owned subsidiary, PSEII, in partnership with Liberty Benefits Group.


Enroll HERE
When enrolling in our Aflac products, your employment designation will default to "Spokane County Sheriff's Association" as your employer. This is strictly for group insurance tracking.
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​Scroll down to learn more about the coverages and 2026 plan rates.


​AFLAC Hospital Indemnity

Group Hospital Indemnity - High Plan Monthly Rates:
Employee - $37.88
Employee and Spouse - $74.52
Employee and Children - $58.58
Family - $95.22
Group Hospital Indemnity - Low Plan Monthly Rates:
Employee - $16.82
Employee and Spouse - $30.40
Employee and Children - $25.08
Family - $38.66
Features:
  • Hospital Confinement Benefit
  • Hospital Admission Benefit
  • Hospital Intensive Care Benefit
  • Intermediate Intensive Care Step-Down Unit
  • Successor Insured Benefit
The plan that can help with expenses and protect your savings.


AFLAC Critical Illness
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​Features:
  • ​Benefits are paid directly to you, unless otherwise assigned.
  • Coverage is available for you, your spouse, and dependent children.
  • Coverage may be continued (with certain stipulations). That means you can take it with you if you change jobs or retire.​


AFLAC Accident
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Group Accident - High Plan Monthly Rates:
Employee - $22.40
Employee and Spouse - $36.54
Employee and Children - $48.15
Family - $62.29
Group Accident - Low Plan Monthly Rates:
Employee - $13.23
Employee and Spouse - $20.96
Employee and Child(ren)- $26.47
Family - $34.20
​Features:
  • Benefits are paid directly to you, unless otherwise assigned.
  • Coverage is guaranteed-issue (which means you may qualify for coverage without having to answer health questions).
  • Benefits are paid regardless of any other medical insurance.
 
If this coverage will replace any existing individual policy, please be aware that it may be in your best interest to maintain your individual guaranteed-renewable policy.
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Contact information​
Need to speak with someone or interested in a plan comparison?

David Rojas, District Broker Coordinator
[email protected]

Blair Panzer, Consultant
[email protected]
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Jason Jakobsen, Consultant
[email protected]
This web site is not a legal document.  This web site is not a guarantee of coverage, eligibility, or provider status and is designed for informational illustration only.  Benefits outlined on this web site are subject to change at any time.  Please consult your benefit plan provider(s) or administrator(s) for legal documents regarding your plan and to check coverage and/or eligibility. LBG Advisors does not provide tax or legal advice. Please consult your legal and tax advisor.